An IFA will begin by reviewing your financial and other personal circumstances, to gain a clear understanding of your current and future needs. Only then will they propose a selection of products that meet those needs in the most cost-effective way. After that, they'll help you choose the best option.

IFAs look to build long-term business relationships with their clients based upon trust.

The benefit to you will be the comfort of knowing that a qualified professional, with a full, confidential grasp of your personal circumstances, will be able to 'watch over' and assist you through the various stages of your life.