Serious illness can strike at random. It causes shock, fear, turmoil … and potential financial disaster.

Imagine being suddenly diagnosed with a worrying illness, being unable to work and your income ceasing. In all likelihood you would be faced with surviving on State Benefit - which would probably mean a much lower income, paid only after a long delay or qualifying period and dependent upon exact circumstances. For example, the maximum short-term Incapacity Benefit (available between the 28th and 52nd week of incapacity) is around £63 a week (but you even have to qualify for that!).

This only adds a financial burden for you and your family to cope with - a burden that COULD mean serious repercussions - like being unable to pay the mortgage, the bills, the loans, etc.

The good news is that medical advances increasingly help us to SURVIVE serious illness. The bad news is that financially we may not. Insurance is THE ONLY ANSWER.

Critical Illness Insurance means peace of mind!